A framework for disciplined payments.

  • Recurring Stability
    Recurring gifts are the most reliable stream of support, yet as much as a quarter of churn is caused by failed transactions. We strengthen these flows to minimize attrition.

    Authorization Uplift
    Nonprofits declined rates exceed commercial benchmarks. We improve approval rates so more is captured.

    Merchant Code Accuracy
    The way a nonprofit is classified by networks determines the fees it pays. Correct coding ensures access to preferential rates and prevents unnecessary cost.

    Fee line review
    Your processor statements contain surcharges and discretionary fees. We bring transparency, separating what is required from what is not.

  • Refund and chargeback control
    Disputes and reversals take a direct toll on revenue. More than 75% of nonprofits report payments fraud attempts each year, many of which end in chargebacks. We benchmark performance against sector norms and reduce leakage and preserve revenue.

    Cross-border and FX efficiency
    International contributions carry hidden costs in conversion and routing. With global philanthropy expanding, even modest inefficiencies can erode meaningful sums. We identify and recalibrate these paths.

  • Low-cost nudging
    Payment rails are evolving quickly, from account-to-account transfers to digital wallets and cryptocurrency. We guide nonprofits in subtle shifts to reduce reliance on costly card transactions.

    Method mix optimization
    Donors now spread their giving across multiple payment methods. Each carries different economics. By shaping the right balance, organizations align preference with efficiency and remain resilient as methods change.

Our 4+2+2 framework is a structured methodology for supporting revenue and removing hidden costs.

It isolates where funding is most at risk and applies precise interventions to protect it.